Medicare & Health Insurance in Tennessee

Shop Plans Now

Serving Nashville, Memphis, Knoxville, Chattanooga, and surrounding areas.

Finding the right coverage can feel overwhelming. At BCI Insured, we provide free, independent help to guide Tennessee residents through Medicare, ACA health coverage, and supplemental insurance choices with confidence.

Who We Help in Tennessee


Hands holding hearts.

Seniors 65+ starting Medicare

Icon of an older man and woman, side-by-side. Both have dark hair, wearing collared shirts.

Residents 75+ reviewing or changing plans

Person with a rocking chair icon, likely representing retirement or care for the elderly.

Pre-retirees needing coverage before Medicare eligibility

Black silhouette of a house with a family inside.

Individuals and families exploring ACA or private health plans

Black circle with a plus symbol in the center, indicating addition or more.

Anyone considering dental, vision, hearing, cancer, or life insurance


Insurance Services We Offer

  • Medicare Advantage & Medigap Plans
  • Part D Prescription Drug Coverage
  • ACA Marketplace & Short-Term Health Plans
  • Dental, Vision & Hearing Coverage
  • Life, Cancer & Disability Insurance

Enrollment Periods in Tennessee

  • Medicare Initial Enrollment: 3 months before and 3 months after 65
  • Medicare Annual Enrollment: Oct 15 – Dec 7
  • ACA Open Enrollment: Nov 1 – Jan 15

FAQs for Tennessee Residents


  • What Medicare plans are available in Tennessee?

    Tennessee offers a range of Medicare Advantage and Medigap plans. We compare carriers to help you find the best fit.

  • How do I apply for Medicare in Tennessee?

    You can enroll online, by phone, or with free assistance from an independent advisor like us.

  • Does Tennessee have short-term health insurance?

    Yes. Short-term plans can bridge coverage gaps, and we’ll explain their benefits and limits.

  • Can I change Medicare plans if my needs change?

    Yes. You can switch during Annual Enrollment or after certain life events like retirement or relocation.

Your Tennessee-Based Medicare & Health Insurance Advisor

BCI Insured is your trusted, independent partner for Medicare and health insurance in Tennessee. We work for you—not the insurance companies—so you can make informed choices without pressure.