Medicare & Health Insurance in New York

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Serving New York City, Buffalo, Rochester, Albany, and communities statewide.

Navigating insurance in New York can feel overwhelming—especially with the wide range of Medicare Advantage, Medigap, and ACA health plan options. BCI Insured makes the process simple with free, independent guidance that’s tailored to your needs.

Who We Help in New York


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Seniors 65+ enrolling in Medicare for the first time

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Adults 75+ reviewing or changing plans

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Pre-retirees seeking coverage before Medicare eligibility

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Families and individuals exploring ACA or private health coverage

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Anyone needing dental, vision, hearing, cancer, or life insurance


Insurance Services We Offer

  • Medicare Advantage & Supplement Plans
  • Part D Prescription Drug Plans
  • ACA Marketplace & Private Health Plans
  • Dental, Vision & Hearing Coverage
  • Cancer, Disability & Final Expense Insurance

Enrollment Periods in New York

  • Medicare Initial Enrollment: 3 months before and 3 months after turning 65
  • Medicare Annual Enrollment: Oct 15 – Dec 7
  • ACA Open Enrollment: Nov 1 – Jan 15

FAQs for New York Residents


  • How do I find the best Medicare Advantage plan in New York?

    The “best” plan depends on your county, doctor network, and prescriptions. We compare multiple carriers to find the right fit.

  • Can I enroll in Medicare in New York online?

    Yes. You can apply through Social Security or work with us for free, step-by-step guidance.

  • Does New York offer Medigap (Medicare Supplement) plans?

    Yes. Medigap plans are available statewide, and we’ll explain coverage differences and enrollment rules.

  • Can I change Medicare plans if I move to or from New York?

    Yes. A move qualifies you for a Special Enrollment Period. We can help with switching smoothly.

Your New York-Based  Medicare & Health Insurance Advisor

BCI Insured is independent, licensed, and experienced. We work for you—not the insurance companies. Whether you’re new to Medicare or reviewing your current plan, we’re here to help.