Medicare Advantage Plans (Part C)
Understand your options. Compare with confidence.
Medicare Advantage, also known as Part C, is a popular alternative to Original Medicare that bundles your hospital (Part A) and medical (Part B) coverage into one plan—often with extra benefits included. These plans are offered by private insurance companies and vary depending on where you live.
At BCI Insured, we help you make sense of your Medicare Advantage options and decide whether it’s the right fit for your health, lifestyle, and preferences. You’ll never pay for our help, and you’ll never be pressured to choose something that doesn’t suit you.
What’s Included in Medicare Advantage?
While each plan is different, many Medicare Advantage plans may include:
All the coverage of Original Medicare (Parts A & B)
Additional benefits like vision, dental, or hearing (varies by plan)
Prescription drug coverage (in most cases)
Optional extras such as gym memberships or over-the-counter allowances
These are just examples. We'll help you review what's actually available in your area and compare options from multiple carriers.
Types of Medicare Advantage Plans
There are several formats available, each with its own rules and provider networks. Common types include:
HMO (Health Maintenance Organization)
Requires using in-network providers, often with a referral to see specialists.
PPO (Preferred Provider Organization)
Offers more flexibility in provider choice, usually at a higher cost.
SNP
(Special Needs Plans)
Tailored for individuals with specific health conditions or financial qualifications.
We’ll walk you through the structure of each and help you determine which works best based on your medical needs and how you prefer to receive care.
Why Choose Medicare Advantage?
Some people prefer Medicare Advantage because:
- It may
combine coverage into a single plan
- Certain plans may offer added benefits not found in Original Medicare
- Many plans include
Part D drug coverage as part of the plan
Others may prefer Medicare Supplement plans instead. We’ll help you weigh the pros and cons of each based on your specific needs—without bias.
Our Process: Simple, Clear & Free
Choosing a Medicare Advantage plan can feel overwhelming. We simplify the process:
- We get to know you—your healthcare needs, doctors, lifestyle, and location.
- We compare plans in your state from 26+ carriers we represent.
- We explain your options clearly so you can make an informed decision with confidence.
And there’s never a charge for our help. We’re here to advise, not to sell.
Licensed in 11 States. Based in Florida. Focused on You.
From our home base in St. Augustine, we work with clients across Florida and throughout 10 other states across the U.S - Alabama, Louisiana, New Jersey, New York, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia. Wherever you are, we can help you compare your local Medicare Advantage options.
FAQs About Medicare Advantage Plans
Is Medicare Advantage the same as Medicare?
Not quite. Medicare Advantage is a private plan that replaces Original Medicare coverage, but it’s still part of the Medicare program.
Do Medicare Advantage plans include drug coverage?
Most do, but not all. We’ll help you confirm what’s included in any plan you consider.
Can I change my Medicare Advantage plan later?
Yes. You can change plans during the Medicare Annual Enrollment Period or if you qualify for a Special Enrollment Period.
Is there a best plan?
There’s no one-size-fits-all plan. We’ll help you find the right one for you.
Let’s Compare Medicare Advantage Plans Together
Medicare Advantage can offer valuable coverage and convenience—but only if it fits your needs. Let’s look at your local options together and find the plan that makes sense for your life.
Have a question?