Medicare Insurance Made Simple
Navigating Medicare doesn’t have to be overwhelming. Whether you’re turning 65 soon, working past retirement age, or helping a loved one find the right plan, we’re here to make the process easier. At BCI Insured, we offer personalized, no-cost guidance to help you understand your options and choose coverage that fits your life—not someone else’s quota.
Independent. Experienced. No pressure. Just help.
What We Help With
At BCI Insured, we specialize in helping individuals understand and enroll in all types of Medicare-related insurance, including:
Medicare Advantage (Part C)
Plans that bundle hospital, doctor, and often extra services like dental or vision, offered through private insurance companies.
Medicare Supplement (Medigap)
Optional plans that help cover costs like coinsurance or hospital stays, designed to work alongside Original Medicare.
Medicare Prescription Drug Plans (Part D)
Standalone drug coverage plans that can help lower out-of-pocket costs for medications.
We’ll walk you through the differences, help you compare plan types in your area, and make sure you understand exactly what’s covered—before you ever sign up.
Why Choose BCI Insured for Medicare Guidance?
We’re Independent
We’re not tied to one company, and we don’t have quotas. That means our recommendations are based on what’s best for you.
There’s Never a Charge for Our Help
Insurance carriers pay us directly. You’ll never get a bill from us.
We Represent 26+ Carriers
More options means better chances of finding the right fit.
We Specialize in Seniors 64+ and 75+
We understand the specific needs of older adults, including those who may be switching plans later in retirement.
When Should You Start Planning for Medicare?
You can start reviewing your Medicare options up to
six months before your 65th birthday—and in many cases, it’s smart to begin early. If you're already enrolled and want to switch or compare plans, we can help during the annual enrollment periods or in qualifying special circumstances.
Serving Florida—and Beyond
While we're based in St. Augustine, we work with clients across Florida, including Palm Coast, Fleming Island, and other nearby communities.
We’re also licensed in 10 other states across the U.S.: Alabama, Louisiana, New Jersey, New York, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia.
No matter where you live, our process is simple, personal, and fully remote if needed.
Not Sure Where to Start? Let’s Talk.
Whether you're comparing your first Medicare plan or thinking about making a change, we're here to help. We'll listen to your goals, explain your options clearly, and walk you through every step.
There’s no pressure, no cost, and no obligation—just honest guidance.
FAQs About Medicare
When should I enroll in Medicare?
Most people enroll around their 65th birthday, but there are options for enrolling later if you have other coverage.
What’s the difference between Advantage and Supplement plans?
Advantage plans combine services under one policy, while Supplement (Medigap) plans help cover gaps in Original Medicare. We can help you compare.
Do I have to pick a plan myself?
No. We’ll guide you through the process and help you enroll in a plan that fits your needs and location.
Explore Medicare
Ready to Make a Confident Choice?
Get in touch today—or try our quote tool to explore plans on your own. Either way, you’ll have a knowledgeable, independent advisor on your side.